{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-23-007401","form_type":"8-K","ticker":"UWHR","cik":"0000898171","company_name":"UWHARRIE CAPITAL CORP","filed_at":"2023-05-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.719683+00:00","generated_at":"2026-06-14T16:54:00.772161+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Uwharrie Capital Q1 net income to common $1.8M, EPS $0.26 vs $0.09, total assets $1.05B","bullets":["Net income available to common $1.8M ($0.26 EPS) in Q1 2023 vs $662K ($0.09 EPS) in Q1 2022.","Total assets $1.05B as of Mar 31, 2023, up $72M from prior year; loan growth 13.7% YoY.","Loan-to-deposit ratio ~54%, reflecting conservative balance sheet management.","Adopted CECL, reducing retained earnings by $1.9M and doubling allowance for credit losses.","Company emphasizes experienced risk management and compliance with banking regulations."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-23-007401","json":"https://secwatch.observer/filing/0001564590-23-007401.json","markdown":"https://secwatch.observer/filing/0001564590-23-007401.md","text":"https://secwatch.observer/filing/0001564590-23-007401.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/898171/000156459023007401/0001564590-23-007401-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/898171/000156459023007401/uwhr-8k_20230524.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-14T16:54:00.772161+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dd8e81a5c0cc2074acca49b120eefa6a31d41a25","claim":"UWHARRIE CAPITAL CORP reported the first three months of 2023 results: net income $2.0 million, EPS $0.26 per share.","evidence_excerpt":"Net income for the first three months of 2023 was $2.0 million, as compared to $801 thousand for the same three-month period in 2022. This equates to $1.8 million in net income available to common shareholders, or $0.26 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/898171/000156459023007401/0001564590-23-007401-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first three months of 2023"},{"label":"Net income","value":"$2.0 million"},{"label":"EPS","value":"$0.26 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}