{"schema_version":"secwatch.filing_event.v1","accession":"0001567094-25-000009","form_type":"8-K","ticker":"CNH","cik":"0001567094","company_name":"CNH Industrial N.V.","filed_at":"2025-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.771557+00:00","generated_at":"2026-05-16T23:02:51.323556+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CNH Industrial Q3 adj. EPS $0.08 vs $0.24; revenue -5%; cuts FY guidance on tariffs","bullets":["Diluted EPS $0.06 ($0.24 in Q3 2024); adjusted diluted EPS $0.08 ($0.24); net income $67M, down 78%.","Agriculture net sales $2.96B (-10% YoY); adj. EBIT margin 4.6% (down from 10.2%) on lower shipments and tariffs.","Construction net sales $739M (+8% YoY) but adj. EBIT margin fell to 1.9% (5.8% Q3 2024) from tariff costs.","2025 outlook lowered: Agriculture adj. EBIT margin 5.7-6.2%, Construction 1.7-2.2%; adj. diluted EPS $0.44-$0.50."],"urls":{"canonical":"https://secwatch.observer/filing/0001567094-25-000009","json":"https://secwatch.observer/filing/0001567094-25-000009.json","markdown":"https://secwatch.observer/filing/0001567094-25-000009.md","text":"https://secwatch.observer/filing/0001567094-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1567094/000156709425000009/0001567094-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1567094/000156709425000009/cnhi-20251107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:02:51.323556+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}