secwatch.observer — SEC 8-K summary ====================================== Issuer: CNH Industrial N.V. (CNH) CIK: 0001567094 Form: 8-K Filed at: 2025-11-07T23:59:59+00:00 Accession: 0001567094-25-000009 Event type: earnings Sentiment: negative Materiality: 0.75 Item codes: 2.02, 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 CNH Industrial Q3 adj. EPS $0.08 vs $0.24; revenue -5%; cuts FY guidance on tariffs -------------------------------------------------------------------------------- - Diluted EPS $0.06 ($0.24 in Q3 2024); adjusted diluted EPS $0.08 ($0.24); net income $67M, down 78%. - Agriculture net sales $2.96B (-10% YoY); adj. EBIT margin 4.6% (down from 10.2%) on lower shipments and tariffs. - Construction net sales $739M (+8% YoY) but adj. EBIT margin fell to 1.9% (5.8% Q3 2024) from tariff costs. - 2025 outlook lowered: Agriculture adj. EBIT margin 5.7-6.2%, Construction 1.7-2.2%; adj. diluted EPS $0.44-$0.50. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1567094/000156709425000009/0001567094-25-000009-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1567094/000156709425000009/cnhi-20251107.htm HTML page: https://secwatch.observer/filing/0001567094-25-000009 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer