{"schema_version":"secwatch.filing_event.v1","accession":"0001567094-26-000003","form_type":"8-K","ticker":"CNH","cik":"0001567094","company_name":"CNH Industrial N.V.","filed_at":"2026-02-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.473558+00:00","generated_at":"2026-05-16T02:25:48.790433+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"CNH Industrial Q4 net income $89M, EPS $0.07; FY revenues $18.1B, EPS $0.41; 2026 outlook cautious","bullets":["Q4 consolidated rev $5.16B (+6% YoY); net income $89M (vs $176M); diluted EPS $0.07 (vs $0.14).","FY 2025 rev $18.10B (-9% YoY); net income $505M (-60%); adj diluted EPS $0.55 vs $1.05.","Agri Q4 net sales $3.6B (+5%), adj EBIT margin 6.5% (down 70bps); Const net sales $853M (+19%), EBIT margin 0.6%.","2026 outlook: Agri net sales -5% to flat, adj EBIT margin 4.5-5.5%; adj diluted EPS $0.35-$0.45; FCF Industrial $150-350M.","Non-cash impairment charges $123M (Raven in-process R&D) and $62M (Monarch Tractor investment) in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001567094-26-000003","json":"https://secwatch.observer/filing/0001567094-26-000003.json","markdown":"https://secwatch.observer/filing/0001567094-26-000003.md","text":"https://secwatch.observer/filing/0001567094-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1567094/000156709426000003/0001567094-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1567094/000156709426000003/cnhi-20260217.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:25:48.790433+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}