---
schema_version: "secwatch.filing_event.v1"
accession: "0001567094-26-000003"
form_type: "8-K"
ticker: "CNH"
cik: "0001567094"
company_name: "CNH Industrial N.V."
filed_at: "2026-02-17T23:59:59+00:00"
generated_at: "2026-05-16T02:25:48.790433+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# CNH Industrial Q4 net income $89M, EPS $0.07; FY revenues $18.1B, EPS $0.41; 2026 outlook cautious

## Summary
- Q4 consolidated rev $5.16B (+6% YoY); net income $89M (vs $176M); diluted EPS $0.07 (vs $0.14).
- FY 2025 rev $18.10B (-9% YoY); net income $505M (-60%); adj diluted EPS $0.55 vs $1.05.
- Agri Q4 net sales $3.6B (+5%), adj EBIT margin 6.5% (down 70bps); Const net sales $853M (+19%), EBIT margin 0.6%.
- 2026 outlook: Agri net sales -5% to flat, adj EBIT margin 4.5-5.5%; adj diluted EPS $0.35-$0.45; FCF Industrial $150-350M.
- Non-cash impairment charges $123M (Raven in-process R&D) and $62M (Monarch Tractor investment) in Q4.

## SEC filing metadata
- accession: 0001567094-26-000003
- form_type: 8-K
- ticker: CNH
- cik: 0001567094
- company_name: CNH Industrial N.V.
- filed_at: 2026-02-17T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1567094/000156709426000003/0001567094-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1567094/000156709426000003/cnhi-20260217.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001567094-26-000003
- JSON: https://secwatch.observer/filing/0001567094-26-000003.json
- Plain text: https://secwatch.observer/filing/0001567094-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.