{"schema_version":"secwatch.filing_event.v1","accession":"0001568651-22-000036","form_type":"8-K","ticker":"OSCR","cik":"0001568651","company_name":"Oscar Health, Inc.","filed_at":"2022-08-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.205712+00:00","generated_at":"2026-06-24T00:50:34.022162+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Oscar Health Q2 2022: revenue up 88% YoY to $995M, net loss widens to $112M; reaffirms FY22 outlook","bullets":["Membership 1,036,720 (+84% YoY); Direct & Assumed Premiums $1.7B (+101%).","Premiums earned $995M (+88%); MLR 82.2% (down 20 bps YoY).","Net loss $112M (vs $73M loss in Q2'21); Adj. EBITDA loss $76M (vs $51M).","InsuranceCo Combined Ratio improved 50 bps YoY to 101.7%.","Reaffirmed 2022 guidance: Direct Premiums $6.1-6.4B, MLR 84-86%, Adj. EBITDA loss $480-380M."],"urls":{"canonical":"https://secwatch.observer/filing/0001568651-22-000036","json":"https://secwatch.observer/filing/0001568651-22-000036.json","markdown":"https://secwatch.observer/filing/0001568651-22-000036.md","text":"https://secwatch.observer/filing/0001568651-22-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1568651/000156865122000036/0001568651-22-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1568651/000156865122000036/oscr-20220811.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T00:50:34.022162+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}