secwatch.observer — SEC 8-K summary
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Issuer:     Oscar Health, Inc. (OSCR)
CIK:        0001568651
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0001568651-26-000036
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Oscar Health Q1 net income $679M ($2.07 EPS) vs $275M ($0.92) YoY; revenue $4.65B
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- Revenue $4.65B, up 53% YoY from $3.05B; net income $679M ($2.07 EPS) vs $275M ($0.92 EPS) YoY.
- Medical loss ratio improved to 70.5% from 75.4% YoY; SG&A ratio 15.2% from 15.8%.
- Membership increased to ~3.17M from ~2.04M, up 55% YoY.
- Adjusted EBITDA $727M vs $329M YoY; Company reaffirms full-year 2026 guidance.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1568651/000156865126000036/0001568651-26-000036-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1568651/000156865126000036/oscr-20260506.htm
  HTML page:      https://secwatch.observer/filing/0001568651-26-000036

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer