---
schema_version: "secwatch.filing_event.v1"
accession: "0001576018-25-000004"
form_type: "8-K"
ticker: "SPNT"
cik: "0001576018"
company_name: "SiriusPoint Ltd"
filed_at: "2025-02-18T23:59:59+00:00"
generated_at: "2026-05-26T16:17:13.358872+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# SiriusPoint Q4 core combined ratio 90.2%, underlying net income $44M; ends repositioning

## Summary
- Core combined ratio improved 3.2 pts YoY to 90.2% in Q4; FY 2024 Core combined ratio 91.0%, underwriting income $200M.
- Underlying net income $44M in Q4, contributing to $304M for FY 2024, up 14% YoY.
- Book value per diluted share ex. AOCI $14.64, up 9.8% YoY; ROE 9.1% (underlying 14.6%, upper end of 12-15% target).
- Permanent retirement of 45.7M shares repurchased from CM Bermuda; >20% EPS accretion.
- Q4 net loss $21M due to three one-time items (CM Bermuda repurchase, Enstar LPT closure, MGA write-down); marks end of significant reshaping.

## SEC filing metadata
- accession: 0001576018-25-000004
- form_type: 8-K
- ticker: SPNT
- cik: 0001576018
- company_name: SiriusPoint Ltd
- filed_at: 2025-02-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1576018/000157601825000004/0001576018-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1576018/000157601825000004/tpre-20250218.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001576018-25-000004
- JSON: https://secwatch.observer/filing/0001576018-25-000004.json
- Plain text: https://secwatch.observer/filing/0001576018-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.