{"schema_version":"secwatch.filing_event.v1","accession":"0001577670-26-000005","form_type":"8-K","ticker":"LADR","cik":"0001577670","company_name":"Ladder Capital Corp","filed_at":"2026-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.514417+00:00","generated_at":"2026-05-16T04:26:16.697373+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Ladder Capital reports Q4 GAAP EPS $0.13, distributable EPS $0.17; full year distributable EPS $0.84","bullets":["Q4 2025 GAAP income before taxes $15.5M ($0.13 diluted EPS); distributable earnings $21.4M ($0.17 EPS).","Full year 2025 GAAP income before taxes $67.2M ($0.51 diluted EPS); distributable earnings $109.9M ($0.84 EPS).","Q4 distributable EPS prior to charge-off of allowance for credit losses was $0.21.","CEO highlights 2025 achievements: investment grade credit ratings, reduced cost of capital, expanded unsecured bond market access."],"urls":{"canonical":"https://secwatch.observer/filing/0001577670-26-000005","json":"https://secwatch.observer/filing/0001577670-26-000005.json","markdown":"https://secwatch.observer/filing/0001577670-26-000005.md","text":"https://secwatch.observer/filing/0001577670-26-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1577670/000157767026000005/0001577670-26-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1577670/000157767026000005/ladr-20260205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T04:26:16.697373+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}