---
schema_version: "secwatch.filing_event.v1"
accession: "0001577670-26-000005"
form_type: "8-K"
ticker: "LADR"
cik: "0001577670"
company_name: "Ladder Capital Corp"
filed_at: "2026-02-05T23:59:59+00:00"
generated_at: "2026-05-16T04:26:16.697373+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Ladder Capital reports Q4 GAAP EPS $0.13, distributable EPS $0.17; full year distributable EPS $0.84

## Summary
- Q4 2025 GAAP income before taxes $15.5M ($0.13 diluted EPS); distributable earnings $21.4M ($0.17 EPS).
- Full year 2025 GAAP income before taxes $67.2M ($0.51 diluted EPS); distributable earnings $109.9M ($0.84 EPS).
- Q4 distributable EPS prior to charge-off of allowance for credit losses was $0.21.
- CEO highlights 2025 achievements: investment grade credit ratings, reduced cost of capital, expanded unsecured bond market access.

## SEC filing metadata
- accession: 0001577670-26-000005
- form_type: 8-K
- ticker: LADR
- cik: 0001577670
- company_name: Ladder Capital Corp
- filed_at: 2026-02-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1577670/000157767026000005/0001577670-26-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1577670/000157767026000005/ladr-20260205.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001577670-26-000005
- JSON: https://secwatch.observer/filing/0001577670-26-000005.json
- Plain text: https://secwatch.observer/filing/0001577670-26-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.