secwatch.observer — SEC 8-K summary
======================================

Issuer:     Ladder Capital Corp (LADR)
CIK:        0001577670
Form:       8-K
Filed at:   2026-02-05T23:59:59+00:00
Accession:  0001577670-26-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Ladder Capital reports Q4 GAAP EPS $0.13, distributable EPS $0.17; full year distributable EPS $0.84
--------------------------------------------------------------------------------

- Q4 2025 GAAP income before taxes $15.5M ($0.13 diluted EPS); distributable earnings $21.4M ($0.17 EPS).
- Full year 2025 GAAP income before taxes $67.2M ($0.51 diluted EPS); distributable earnings $109.9M ($0.84 EPS).
- Q4 distributable EPS prior to charge-off of allowance for credit losses was $0.21.
- CEO highlights 2025 achievements: investment grade credit ratings, reduced cost of capital, expanded unsecured bond market access.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1577670/000157767026000005/0001577670-26-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1577670/000157767026000005/ladr-20260205.htm
  HTML page:      https://secwatch.observer/filing/0001577670-26-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer