---
schema_version: "secwatch.filing_event.v1"
accession: "0001584207-22-000020"
form_type: "8-K"
ticker: "OMF"
cik: "0001584207"
company_name: "OneMain Holdings, Inc."
filed_at: "2022-07-27T23:59:59+00:00"
generated_at: "2026-06-24T08:10:48.397974+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# OneMain Q2 diluted EPS falls to $1.68 from $2.60; credit losses rise, dividend maintained at $0.95

## Summary
- Diluted EPS $1.68 (GAAP); C&I adjusted EPS $1.87; net income $209M vs $350M prior year.
- Declares quarterly dividend $0.95/share, payable Aug 12 to holders of record Aug 8.
- Repurchased 2.1M shares for $94M during Q2 2022.
- C&I managed receivables $20.1B (+10% YoY); personal loan originations $3.9B (+2%).
- Provision for finance receivable losses $338M (+$208M YoY); net charge-offs 5.96% vs 4.41%.

## SEC filing metadata
- accession: 0001584207-22-000020
- form_type: 8-K
- ticker: OMF
- cik: 0001584207
- company_name: OneMain Holdings, Inc.
- filed_at: 2022-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584207/000158420722000020/0001584207-22-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584207/000158420722000020/omf-20220727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001584207-22-000020
- JSON: https://secwatch.observer/filing/0001584207-22-000020.json
- Plain text: https://secwatch.observer/filing/0001584207-22-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.