---
schema_version: "secwatch.filing_event.v1"
accession: "0001584207-22-000026"
form_type: "8-K"
ticker: "OMF"
cik: "0001584207"
company_name: "OneMain Holdings, Inc."
filed_at: "2022-10-26T23:59:59+00:00"
generated_at: "2026-06-23T00:49:58.355895+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# OneMain Q3 net income falls to $188M from $288M; diluted EPS $1.52 vs $2.17

## Summary
- Net income $188M, pretax income $250M; diluted EPS $1.52, down from $2.17 YoY.
- C&I adjusted diluted EPS $1.51; managed receivables $20.5B, up 7% YoY.
- Net charge-off ratio 5.89% vs 3.52% YoY; provision for losses $420M, up $196M.
- Declared quarterly dividend $0.95/share, payable Nov 14, 2022 to holders of record Nov 7.
- Repurchased 1.2M shares for $42M in Q3 2022.

## SEC filing metadata
- accession: 0001584207-22-000026
- form_type: 8-K
- ticker: OMF
- cik: 0001584207
- company_name: OneMain Holdings, Inc.
- filed_at: 2022-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584207/000158420722000026/0001584207-22-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584207/000158420722000026/omf-20221026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001584207-22-000026
- JSON: https://secwatch.observer/filing/0001584207-22-000026.json
- Plain text: https://secwatch.observer/filing/0001584207-22-000026.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.