{"schema_version":"secwatch.filing_event.v1","accession":"0001584207-23-000014","form_type":"8-K","ticker":"OMF","cik":"0001584207","company_name":"OneMain Holdings, Inc.","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.516077+00:00","generated_at":"2026-06-16T16:18:24.925127+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OneMain Q1 diluted EPS $1.48 vs $2.38 YoY; net charge-offs rise to 7.72%","bullets":["Diluted EPS $1.48, down from $2.38 in prior year; net income $179M vs $303M.","Managed receivables $20.6B, up 6% YoY; personal loan originations $2.8B, down 5%.","Net charge-offs 7.72% (annualized) vs 5.58% prior year; provision for losses $385M, up $148M.","Declared quarterly dividend $1.00 per share, payable May 12, 2023 to holders of record May 5, 2023.","Repurchased 683k shares for $27M in Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0001584207-23-000014","json":"https://secwatch.observer/filing/0001584207-23-000014.json","markdown":"https://secwatch.observer/filing/0001584207-23-000014.md","text":"https://secwatch.observer/filing/0001584207-23-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584207/000158420723000014/0001584207-23-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584207/000158420723000014/omf-20230425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T16:18:24.925127+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3bedb506faccb20f6f0f7800ab7b9e53f6ee35dd","claim":"OneMain Holdings, Inc. reported fiscal quarter ended March 31, 2023 results: net income $179 million, EPS $1.48.","evidence_excerpt":"OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime customers responsible access to credit, today reported pretax income of $235 million and net income of $179 million for the first quarter of 2023, compared to $399 million and $303 million, respectively, in the prior year quarter. Earnings per diluted share were $1.48 in the first quarter of 2023, compared to $2.38 in the prior year quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1584207/000158420723000014/0001584207-23-000014-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fiscal quarter ended March 31, 2023"},{"label":"Net income","value":"$179 million"},{"label":"EPS","value":"$1.48"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}