{"schema_version":"secwatch.filing_event.v1","accession":"0001584207-23-000021","form_type":"8-K","ticker":"OMF","cik":"0001584207","company_name":"OneMain Holdings, Inc.","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.433163+00:00","generated_at":"2026-06-13T02:20:36.118206+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"OneMain Q2 net income $103M ($0.85 EPS) vs $208M prior year; dividend $1.00/share","bullets":["Net income $103M, down from $208M YoY; diluted EPS $0.85 vs $1.67.","C&I adjusted diluted EPS $1.01; C&I capital generation $192M vs $273M YoY.","Managed receivables $21.4B (+6% YoY); personal loan yield 22.2% vs 23.1%.","Provision for finance receivable losses $479M, up $141M YoY; net charge-offs 7.60% vs 5.96%.","Declared quarterly dividend $1.00/share payable Aug 11, 2023; repurchased 169k shares for $7M."],"urls":{"canonical":"https://secwatch.observer/filing/0001584207-23-000021","json":"https://secwatch.observer/filing/0001584207-23-000021.json","markdown":"https://secwatch.observer/filing/0001584207-23-000021.md","text":"https://secwatch.observer/filing/0001584207-23-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584207/000158420723000021/0001584207-23-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584207/000158420723000021/omf-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:20:36.118206+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9d5644529bdcf0f50d1c46c4996b5b733ffc11bd","claim":"OneMain Holdings, Inc. reported second quarter of 2023 results: net income net income of $103 million, EPS $0.85.","evidence_excerpt":"OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime customers responsible access to credit, today reported pretax income of $138 million and net income of $103 million for the second quarter of 2023, compared to $278 million and $208 million, respectively, in the prior year quarter. Earnings per diluted share were $0.85 in the second quarter of 2023, compared to $1.67 in the prior year quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1584207/000158420723000021/0001584207-23-000021-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"net income of $103 million"},{"label":"EPS","value":"$0.85"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}