---
schema_version: "secwatch.filing_event.v1"
accession: "0001584207-23-000021"
form_type: "8-K"
ticker: "OMF"
cik: "0001584207"
company_name: "OneMain Holdings, Inc."
filed_at: "2023-07-26T23:59:59+00:00"
generated_at: "2026-06-13T02:20:36.118206+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# OneMain Q2 net income $103M ($0.85 EPS) vs $208M prior year; dividend $1.00/share

## Summary
- Net income $103M, down from $208M YoY; diluted EPS $0.85 vs $1.67.
- C&I adjusted diluted EPS $1.01; C&I capital generation $192M vs $273M YoY.
- Managed receivables $21.4B (+6% YoY); personal loan yield 22.2% vs 23.1%.
- Provision for finance receivable losses $479M, up $141M YoY; net charge-offs 7.60% vs 5.96%.
- Declared quarterly dividend $1.00/share payable Aug 11, 2023; repurchased 169k shares for $7M.

## SEC filing metadata
- accession: 0001584207-23-000021
- form_type: 8-K
- ticker: OMF
- cik: 0001584207
- company_name: OneMain Holdings, Inc.
- filed_at: 2023-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584207/000158420723000021/0001584207-23-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584207/000158420723000021/omf-20230726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001584207-23-000021
- JSON: https://secwatch.observer/filing/0001584207-23-000021.json
- Plain text: https://secwatch.observer/filing/0001584207-23-000021.txt

## Key facts
- Earnings Releases
  OneMain Holdings, Inc. reported second quarter of 2023 results: net income net income of $103 million, EPS $0.85.
  - Period: second quarter of 2023
  - Net income: net income of $103 million
  - EPS: $0.85
  - Result: reported results
  source text: OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime customers responsible access to credit, today reported pretax income of $138 million and net income of $103 million for the second quarter of 2023, compared to $278 million and $208 million, respectively, in the prior year quarter. Earnings per diluted share were $0.85 in the second quarter of 2023, compared to $1.67 in the prior year quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584207/000158420723000021/0001584207-23-000021-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.