{"schema_version":"secwatch.filing_event.v1","accession":"0001584207-24-000002","form_type":"8-K","ticker":"OMF","cik":"0001584207","company_name":"OneMain Holdings, Inc.","filed_at":"2024-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.703862+00:00","generated_at":"2026-06-06T07:01:32.392033+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OneMain Q4 2023 EPS $1.38 down YoY; dividend $1.00; delinquencies and charge-offs rise","bullets":["Q4 2023 diluted EPS $1.38 (down 4% YoY); C&I adjusted diluted EPS $1.39.","Declared quarterly dividend of $1.00/share payable Feb 23, 2024; repurchased 531k shares for $20M.","Managed receivables up 7% YoY to $22.2B; personal loan originations down 13% to $3.0B.","Net charge-offs rose to 7.70% from 6.88%; 30+ day delinquency at 6.16% vs 5.80% a year ago.","Full year 2023 diluted EPS $5.32 vs $7.01; net income $641M vs $872M in 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001584207-24-000002","json":"https://secwatch.observer/filing/0001584207-24-000002.json","markdown":"https://secwatch.observer/filing/0001584207-24-000002.md","text":"https://secwatch.observer/filing/0001584207-24-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584207/000158420724000002/0001584207-24-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/25598/000158420724000002/omf-20240207.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T07:01:32.392033+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ce0a2cf257888f0102905ac182343cfd274ba3cf","claim":"OneMain Holdings, Inc. reported the fiscal quarter ended December 31, 2023 results: net income net income of $165 million for the fourth quarter of 2023, EPS Earnings per diluted share were $1.38 in the fourth quarter of 2023.","evidence_excerpt":"On February 7, 2024, OneMain Holdings, Inc. (the “Company”) issued a press release announcing the Company’s results for its fiscal quarter ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1584207/000158420724000002/0001584207-24-000002-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended December 31, 2023"},{"label":"Net income","value":"net income of $165 million for the fourth quarter of 2023"},{"label":"EPS","value":"Earnings per diluted share were $1.38 in the fourth quarter of 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e4f99eff7877a71f5649abbcdacf639b17047c19","claim":"OneMain Holdings, Inc. reported the full year of 2023 results: net income Net income was $641 million for the full year of 2023, EPS Earnings per diluted share were $5.32 in the full year of 2023.","evidence_excerpt":"On February 7, 2024, OneMain Holdings, Inc. (the “Company”) issued a press release announcing the Company’s results for its fiscal quarter ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1584207/000158420724000002/0001584207-24-000002-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year of 2023"},{"label":"Net income","value":"Net income was $641 million for the full year of 2023"},{"label":"EPS","value":"Earnings per diluted share were $5.32 in the full year of 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}