---
schema_version: "secwatch.filing_event.v1"
accession: "0001584207-24-000002"
form_type: "8-K"
ticker: "OMF"
cik: "0001584207"
company_name: "OneMain Holdings, Inc."
filed_at: "2024-02-07T23:59:59+00:00"
generated_at: "2026-06-06T07:01:32.392033+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# OneMain Q4 2023 EPS $1.38 down YoY; dividend $1.00; delinquencies and charge-offs rise

## Summary
- Q4 2023 diluted EPS $1.38 (down 4% YoY); C&I adjusted diluted EPS $1.39.
- Declared quarterly dividend of $1.00/share payable Feb 23, 2024; repurchased 531k shares for $20M.
- Managed receivables up 7% YoY to $22.2B; personal loan originations down 13% to $3.0B.
- Net charge-offs rose to 7.70% from 6.88%; 30+ day delinquency at 6.16% vs 5.80% a year ago.
- Full year 2023 diluted EPS $5.32 vs $7.01; net income $641M vs $872M in 2022.

## SEC filing metadata
- accession: 0001584207-24-000002
- form_type: 8-K
- ticker: OMF
- cik: 0001584207
- company_name: OneMain Holdings, Inc.
- filed_at: 2024-02-07T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584207/000158420724000002/0001584207-24-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/25598/000158420724000002/omf-20240207.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001584207-24-000002
- JSON: https://secwatch.observer/filing/0001584207-24-000002.json
- Plain text: https://secwatch.observer/filing/0001584207-24-000002.txt

## Key facts
- Earnings Releases
  OneMain Holdings, Inc. reported the fiscal quarter ended December 31, 2023 results: net income net income of $165 million for the fourth quarter of 2023, EPS Earnings per diluted share were $1.38 in the fourth quarter of 2023.
  - Period: the fiscal quarter ended December 31, 2023
  - Net income: net income of $165 million for the fourth quarter of 2023
  - EPS: Earnings per diluted share were $1.38 in the fourth quarter of 2023
  - Result: reported results
  source text: On February 7, 2024, OneMain Holdings, Inc. (the “Company”) issued a press release announcing the Company’s results for its fiscal quarter ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584207/000158420724000002/0001584207-24-000002-index.htm
- Earnings Releases
  OneMain Holdings, Inc. reported the full year of 2023 results: net income Net income was $641 million for the full year of 2023, EPS Earnings per diluted share were $5.32 in the full year of 2023.
  - Period: the full year of 2023
  - Net income: Net income was $641 million for the full year of 2023
  - EPS: Earnings per diluted share were $5.32 in the full year of 2023
  - Result: reported results
  source text: On February 7, 2024, OneMain Holdings, Inc. (the “Company”) issued a press release announcing the Company’s results for its fiscal quarter ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1584207/000158420724000002/0001584207-24-000002-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.