{"schema_version":"secwatch.filing_event.v1","accession":"0001584207-25-000003","form_type":"8-K","ticker":"OMF","cik":"0001584207","company_name":"OneMain Holdings, Inc.","filed_at":"2025-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.077294+00:00","generated_at":"2026-05-27T04:41:46.539262+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"OneMain Q4 2024: diluted EPS $1.05 (vs $1.38), net income $126M, receivables up 11%","bullets":["Diluted EPS $1.05 (prior $1.38); adjusted diluted EPS $1.16. Net income $126M vs $165M YoY.","Managed receivables $24.7B (+11% YoY); consumer loan originations $3.5B (+16% YoY).","Declared quarterly dividend $1.04/share payable Feb 20 to holders of record Feb 12.","Net charge-off ratio improved to 7.63% from 7.70% a year ago; 30+ day delinquency at 5.76%.","Repurchased ~75k shares for $3M during the quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001584207-25-000003","json":"https://secwatch.observer/filing/0001584207-25-000003.json","markdown":"https://secwatch.observer/filing/0001584207-25-000003.md","text":"https://secwatch.observer/filing/0001584207-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584207/000158420725000003/0001584207-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584207/000158420725000003/omf-20250131.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T04:41:46.539262+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}