---
schema_version: "secwatch.filing_event.v1"
accession: "0001584207-25-000003"
form_type: "8-K"
ticker: "OMF"
cik: "0001584207"
company_name: "OneMain Holdings, Inc."
filed_at: "2025-01-31T23:59:59+00:00"
generated_at: "2026-05-27T04:41:46.539262+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# OneMain Q4 2024: diluted EPS $1.05 (vs $1.38), net income $126M, receivables up 11%

## Summary
- Diluted EPS $1.05 (prior $1.38); adjusted diluted EPS $1.16. Net income $126M vs $165M YoY.
- Managed receivables $24.7B (+11% YoY); consumer loan originations $3.5B (+16% YoY).
- Declared quarterly dividend $1.04/share payable Feb 20 to holders of record Feb 12.
- Net charge-off ratio improved to 7.63% from 7.70% a year ago; 30+ day delinquency at 5.76%.
- Repurchased ~75k shares for $3M during the quarter.

## SEC filing metadata
- accession: 0001584207-25-000003
- form_type: 8-K
- ticker: OMF
- cik: 0001584207
- company_name: OneMain Holdings, Inc.
- filed_at: 2025-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584207/000158420725000003/0001584207-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584207/000158420725000003/omf-20250131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001584207-25-000003
- JSON: https://secwatch.observer/filing/0001584207-25-000003.json
- Plain text: https://secwatch.observer/filing/0001584207-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.