secwatch.observer — SEC 8-K summary ====================================== Issuer: OneMain Holdings, Inc. (OMF) CIK: 0001584207 Form: 8-K Filed at: 2025-01-31T23:59:59+00:00 Accession: 0001584207-25-000003 Event type: earnings Sentiment: negative Materiality: 0.70 Item codes: 2.02, 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 OneMain Q4 2024: diluted EPS $1.05 (vs $1.38), net income $126M, receivables up 11% -------------------------------------------------------------------------------- - Diluted EPS $1.05 (prior $1.38); adjusted diluted EPS $1.16. Net income $126M vs $165M YoY. - Managed receivables $24.7B (+11% YoY); consumer loan originations $3.5B (+16% YoY). - Declared quarterly dividend $1.04/share payable Feb 20 to holders of record Feb 12. - Net charge-off ratio improved to 7.63% from 7.70% a year ago; 30+ day delinquency at 5.76%. - Repurchased ~75k shares for $3M during the quarter. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1584207/000158420725000003/0001584207-25-000003-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1584207/000158420725000003/omf-20250131.htm HTML page: https://secwatch.observer/filing/0001584207-25-000003 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer