---
schema_version: "secwatch.filing_event.v1"
accession: "0001584207-25-000044"
form_type: "8-K"
ticker: "OMF"
cik: "0001584207"
company_name: "OneMain Holdings, Inc."
filed_at: "2025-10-31T23:59:59+00:00"
generated_at: "2026-05-17T01:06:43.740068+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# OneMain Q3 EPS $1.67 beats prior year; raises dividend 1%, authorizes $1B buyback

## Summary
- Q3 2025 net income $199M, diluted EPS $1.67 vs $1.31 prior year; C&I adjusted EPS $1.90 vs $1.26.
- Managed receivables $25.9B (+6% YoY); originations $3.9B (+5%); net charge-offs improved to 6.67% from 7.33%.
- Quarterly dividend raised 1% to $1.05/share; payable Nov 14 to holders of record Nov 10.
- Board approved new $1.0B share repurchase program through Dec 31, 2028; Q3 repurchased ~540k shares for $32M.

## SEC filing metadata
- accession: 0001584207-25-000044
- form_type: 8-K
- ticker: OMF
- cik: 0001584207
- company_name: OneMain Holdings, Inc.
- filed_at: 2025-10-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584207/000158420725000044/0001584207-25-000044-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584207/000158420725000044/omf-20251031.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001584207-25-000044
- JSON: https://secwatch.observer/filing/0001584207-25-000044.json
- Plain text: https://secwatch.observer/filing/0001584207-25-000044.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.