{"schema_version":"secwatch.filing_event.v1","accession":"0001584207-26-000028","form_type":"8-K","ticker":"OMF","cik":"0001584207","company_name":"OneMain Holdings, Inc.","filed_at":"2026-07-29T10:33:07+00:00","discovered_at":"2026-07-29T10:35:00.282427+00:00","generated_at":"2026-07-29T10:35:04.822432+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"OneMain Q2 2026 EPS $1.32, down from $1.40 YoY; declares $1.05 dividend","bullets":["Net income $152M vs $167M YoY; diluted EPS $1.32 vs $1.40.","Managed receivables $26.9B, up 7% YoY; originations $4.3B, up 10%.","C&I adjusted EPS $1.31; capital generation $229M vs $222M YoY.","Net charge-off ratio 7.77% vs 7.19% YoY; 30+ delinquency stable at 5.17%.","Declared quarterly dividend $1.05/share, payable Aug 14 to holders of record Aug 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001584207-26-000028","json":"https://secwatch.observer/filing/0001584207-26-000028.json","markdown":"https://secwatch.observer/filing/0001584207-26-000028.md","text":"https://secwatch.observer/filing/0001584207-26-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584207/000158420726000028/0001584207-26-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584207/000158420726000028/omf-20260729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T10:35:04.822432+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}