---
schema_version: "secwatch.filing_event.v1"
accession: "0001587987-23-000055"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2023-02-27T23:59:59+00:00"
generated_at: "2026-06-18T23:37:08.867940+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# NewtekOne reports Q4 ANII $0.06/share, declares $0.18 dividend, updates 2023-2024 EPS guidance

## Summary
- Q4 total investment income $23.1M, net investment loss $(5.4)M, ANII $1.5M ($0.06/share).
- Full year 2022 ANII $51.9M ($2.14/share), down 34.5% YoY due to non-recurring PPP fees.
- Declares first dividend as financial holding company of $0.18/share, payable April 14, 2023 to holders of record April 4, 2023.
- Updates EPS projections: 2023 $1.70-$2.00, 2024 $2.80-$3.20.
- Record SBA 7(a) loan fundings of $775.6M in 2022; forecasts $875M in 2023.

## SEC filing metadata
- accession: 0001587987-23-000055
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2023-02-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000055/0001587987-23-000055-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000055/newt-20230227.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001587987-23-000055
- JSON: https://secwatch.observer/filing/0001587987-23-000055.json
- Plain text: https://secwatch.observer/filing/0001587987-23-000055.txt

## Key facts
- Earnings Releases
  NewtekOne, Inc. reported the three months ended December 31, 2022 results: revenue $23.1 million, net income $(5.4) million, EPS $(0.22) per share. Guidance initiated.
  - Period: the three months ended December 31, 2022
  - Revenue: $23.1 million
  - Net income: $(5.4) million
  - EPS: $(0.22) per share
  - Guidance: initiated
  - Result: reported results
  source text: Total investment income of $23.1 million for the three months ended December 31, 2022; a decrease of (6.9)% compared to total investment income of $24.8 million for the three months ended December 31, 2021. • Net investment income (loss) of $(5.4) million, or $(0.22) per share, for the three months ended December 31, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000055/0001587987-23-000055-index.htm
- Earnings Releases
  NewtekOne, Inc. reported the twelve months ended December 31, 2022 results: revenue $86.2 million, net income $(6.5) million, EPS $(0.27) per share. Guidance initiated.
  - Period: the twelve months ended December 31, 2022
  - Revenue: $86.2 million
  - Net income: $(6.5) million
  - EPS: $(0.27) per share
  - Guidance: initiated
  - Result: reported results
  source text: Total investment income of $86.2 million for the twelve months ended December 31, 2022; a decrease of (20.5)% compared to total investment income of $108.5 million for the twelve months ended December 31, 2021, which included $50.0 million of fee income from the PPP, which, as previously disclosed, is not recurring. • Net investment loss of $(6.5) million, or $(0.27) per share, for the twelve months ended December 31, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000055/0001587987-23-000055-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.