{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-23-000082","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2023-04-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.546772+00:00","generated_at":"2026-06-17T05:09:18.936580+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NewtekOne reaffirms Q1 EPS midpoint of $0.41; deposits up $110M in Q1 to $251M; loan closings +12% YoY","bullets":["Reaffirmed Q1 2023 EPS forecast of $0.41 midpoint (range $0.37-$0.45).","Deposits grew $110M in Q1 to ~$251M at March 31, 2023; most are non-redeemable CDs.","Total loan closings increased ~12% YoY in Q1 2023 across all lending solutions.","SBA 7(a) gain-on-sale margins improved to 110.84% in Q1 from 108.72% in Q4 2022.","Newtek Bank had $78M tier-one capital on ~$250M assets as of Jan 31, 2023; 30% capitalization."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-23-000082","json":"https://secwatch.observer/filing/0001587987-23-000082.json","markdown":"https://secwatch.observer/filing/0001587987-23-000082.md","text":"https://secwatch.observer/filing/0001587987-23-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798723000082/0001587987-23-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798723000082/newt-20230406.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T05:09:18.936580+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ced0a0b10d0523971663aef722e4687c6aea0d82","claim":"NewtekOne, Inc. reported the first quarter of 2023 results: EPS $0.41 per share with a range of $0.37 per share to $0.45 per share. Guidance reaffirmed.","evidence_excerpt":"We are reconfirming the midpoint forecast of after-tax earnings per share for NewtekOne of $0.41 per share with a range of $0.37 per share to $0.45 per share for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1587987/000158798723000082/0001587987-23-000082-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"EPS","value":"$0.41 per share with a range of $0.37 per share to $0.45 per share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}