---
schema_version: "secwatch.filing_event.v1"
accession: "0001587987-23-000221"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2023-11-07T23:59:59+00:00"
generated_at: "2026-06-08T15:23:35.035669+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NewtekOne Q3 net income $10.0M ($0.37/sh); EPS +42% sequentially; FY23 guidance $1.60-$1.80

## Summary
- Net income $10.0M ($0.37 basic EPS) vs $6.9M ($0.26) in Q2 2023; +42.3% per share sequentially.
- Net interest income $8.1M, +42.1% vs Q2; net interest margin 2.71% (up from 2.09% in Q2).
- SBA 7(a) loan fundings $209.9M in Q3, +7.1% sequentially; full-year forecast $830M.
- FY2023 EPS forecast $1.60-$1.80; FY2024 EPS forecast $1.80-$2.00.
- Paid $0.18/share dividend on Oct 20; borrowings down 7% to $648.7M; total assets $1.4B.

## SEC filing metadata
- accession: 0001587987-23-000221
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2023-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000221/0001587987-23-000221-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000221/newt-20231107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001587987-23-000221
- JSON: https://secwatch.observer/filing/0001587987-23-000221.json
- Plain text: https://secwatch.observer/filing/0001587987-23-000221.txt

## Key facts
- Earnings Releases
  NewtekOne, Inc. reported three months ended September 30, 2023 results: net income $10.0 million, EPS $0.37 per basic common share. Guidance initiated.
  - Period: three months ended September 30, 2023
  - Net income: $10.0 million
  - EPS: $0.37 per basic common share
  - Guidance: initiated
  - Result: reported results
  source text: Net income was $10.0 million, or $0.37 per basic common share, for the three months ended September 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000221/0001587987-23-000221-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.