---
schema_version: "secwatch.filing_event.v1"
accession: "0001587987-23-000228"
form_type: "8-K/A"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2023-11-13T23:59:59+00:00"
generated_at: "2026-06-08T05:09:48.650341+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# NewtekOne corrects Q3 EPS to $0.38; net income $10M, guides FY2023 EPS $1.60-$1.80

## Summary
- Corrected Q3 basic EPS to $0.38 from previously reported $0.37; net income $10.0M.
- Sequential net income per share up 46.2% from $0.26 in Q2 2023; net interest income up 42.1% to $8.1M.
- Full-year 2023 EPS forecast $1.60–$1.80; FY2024 guidance $1.80–$2.00.
- Quarterly dividend of $0.18 per share paid Oct 20; total SBA 7(a) loan fundings $209.9M in Q3.
- Bank deposits $432.6M at Sep 30, up 217% from Dec 2022; total risk-based capital ratio 17.7%.

## SEC filing metadata
- accession: 0001587987-23-000228
- form_type: 8-K/A
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2023-11-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000228/0001587987-23-000228-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000228/newt-20231113.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001587987-23-000228
- JSON: https://secwatch.observer/filing/0001587987-23-000228.json
- Plain text: https://secwatch.observer/filing/0001587987-23-000228.txt

## Key facts
- Earnings Releases
  NewtekOne, Inc. reported the three and nine months ended September 30, 2023 results: net income Net income was $10.0 million, or $0.38 per basic common share, for the three months ended September 30, 2023, EPS $0.38 per basic common share. Guidance reaffirmed.
  - Period: the three and nine months ended September 30, 2023
  - Net income: Net income was $10.0 million, or $0.38 per basic common share, for the three months ended September 30, 2023
  - EPS: $0.38 per basic common share
  - Guidance: reaffirmed
  - Result: reported results
  source text: On November 7, 2023, NewtekOne issued a press release entitled "NewtekOne, Inc. Reports Third Quarter 2023 Financial Results"
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000158798723000228/0001587987-23-000228-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.