{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-24-000040","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2024-03-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.715990+00:00","generated_at":"2026-06-05T02:39:25.600164+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NewtekOne Q4 net income $13.4M, FY2023 EPS $1.71; forecasts 2024 EPS $1.80-$2.00","bullets":["Full year 2023 basic EPS $1.71, diluted $1.70, within guidance range $1.60-$1.80.","Q4 net income $13.4M, $0.53 per share, up 20.5% sequentially from $0.43.","2024 EPS guidance $1.80-$2.00 per share, representing ~11% increase at midpoint.","SBA 7(a) loan fundings $815M in 2023; forecast $925M for 2024, up 13.5%.","Net interest margin expanded to 2.83% in Q4 from 2.71% in Q3; deposits grew 227% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-24-000040","json":"https://secwatch.observer/filing/0001587987-24-000040.json","markdown":"https://secwatch.observer/filing/0001587987-24-000040.md","text":"https://secwatch.observer/filing/0001587987-24-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000040/0001587987-24-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000040/newt-20240305.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T02:39:25.600164+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"54cf078d59d34d35025e8c1e0a5d0cfda653bb12","claim":"NewtekOne, Inc. reported the three and twelve months ended December 31, 2023 results: EPS Full Year 2023 Basic Earnings per Share of $1.71 and Diluted Earnings per Share of $1.70. Guidance reaffirmed.","evidence_excerpt":"On March 5, 2024, the Company issued a press release announcing \"NewtekOne, Inc. Reports Fourth Quarter and Full Year 2023 Financial Results; Full Year 2023 Basic Earnings per Share of $1.71 and Diluted Earnings per Share of $1.70.\"","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000040/0001587987-24-000040-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and twelve months ended December 31, 2023"},{"label":"EPS","value":"Full Year 2023 Basic Earnings per Share of $1.71 and Diluted Earnings per Share of $1.70"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}