---
schema_version: "secwatch.filing_event.v1"
accession: "0001587987-24-000040"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2024-03-06T23:59:59+00:00"
generated_at: "2026-06-05T02:39:25.600164+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NewtekOne Q4 net income $13.4M, FY2023 EPS $1.71; forecasts 2024 EPS $1.80-$2.00

## Summary
- Full year 2023 basic EPS $1.71, diluted $1.70, within guidance range $1.60-$1.80.
- Q4 net income $13.4M, $0.53 per share, up 20.5% sequentially from $0.43.
- 2024 EPS guidance $1.80-$2.00 per share, representing ~11% increase at midpoint.
- SBA 7(a) loan fundings $815M in 2023; forecast $925M for 2024, up 13.5%.
- Net interest margin expanded to 2.83% in Q4 from 2.71% in Q3; deposits grew 227% YoY.

## SEC filing metadata
- accession: 0001587987-24-000040
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2024-03-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000158798724000040/0001587987-24-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000158798724000040/newt-20240305.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001587987-24-000040
- JSON: https://secwatch.observer/filing/0001587987-24-000040.json
- Plain text: https://secwatch.observer/filing/0001587987-24-000040.txt

## Key facts
- Earnings Releases
  NewtekOne, Inc. reported the three and twelve months ended December 31, 2023 results: EPS Full Year 2023 Basic Earnings per Share of $1.71 and Diluted Earnings per Share of $1.70. Guidance reaffirmed.
  - Period: the three and twelve months ended December 31, 2023
  - EPS: Full Year 2023 Basic Earnings per Share of $1.71 and Diluted Earnings per Share of $1.70
  - Guidance: reaffirmed
  - Result: reported results
  source text: On March 5, 2024, the Company issued a press release announcing "NewtekOne, Inc. Reports Fourth Quarter and Full Year 2023 Financial Results; Full Year 2023 Basic Earnings per Share of $1.71 and Diluted Earnings per Share of $1.70."
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000158798724000040/0001587987-24-000040-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.