{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-24-000055","form_type":"8-K/A","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2024-04-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.100750+00:00","generated_at":"2026-06-04T04:38:49.618320+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NewtekOne reports audited FY 2023 EPS $1.89 diluted; Q4 EPS $0.43","bullets":["Full year 2023 net income $47.3M, diluted EPS $1.88; Q4 net income $10.8M, EPS $0.43.","SBA 7(a) loan fundings Q4: $260.7M (+24.2% QoQ); FY $815M; forecasts $925M for 2024.","Newtek Bank: Q4 NIM 4.43% (up from 3.49% QoQ); ROTCE 66.3%; deposits $463.5M (+227% YoY).","Company forecasts FY 2024 EPS $1.80-$2.00; to update with Q1 2024 release.","Capital ratios: CET1 16.2%, total capital 19.1%, leverage 13.6% at year-end."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-24-000055","json":"https://secwatch.observer/filing/0001587987-24-000055.json","markdown":"https://secwatch.observer/filing/0001587987-24-000055.md","text":"https://secwatch.observer/filing/0001587987-24-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/0001587987-24-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/newt-20240305.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T04:38:49.618320+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"06f12e09e996a1c8adbfbb768558b44d5ffce171","claim":"NewtekOne, Inc. reported the three months ended December 31, 2023 results: net income $10.8 million, EPS $0.43 per basic and diluted common share.","evidence_excerpt":"Net income was $10.8 million, or $0.43 per basic and diluted common share, for the three months ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/0001587987-24-000055-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2023"},{"label":"Net income","value":"$10.8 million"},{"label":"EPS","value":"$0.43 per basic and diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"69704e1fca03a41c19e3119431920b1cf5c8da0e","claim":"NewtekOne, Inc. reported the twelve months ended December 31, 2023 results: EPS $1.89 per basic share and $1.88 per diluted share.","evidence_excerpt":"Full Year 2023 Basic Earnings per Share of $1.89 and Diluted Earnings per Share of $1.88","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/0001587987-24-000055-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the twelve months ended December 31, 2023"},{"label":"EPS","value":"$1.89 per basic share and $1.88 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}