---
schema_version: "secwatch.filing_event.v1"
accession: "0001587987-24-000055"
form_type: "8-K/A"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2024-04-01T23:59:59+00:00"
generated_at: "2026-06-04T04:38:49.618320+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# NewtekOne reports audited FY 2023 EPS $1.89 diluted; Q4 EPS $0.43

## Summary
- Full year 2023 net income $47.3M, diluted EPS $1.88; Q4 net income $10.8M, EPS $0.43.
- SBA 7(a) loan fundings Q4: $260.7M (+24.2% QoQ); FY $815M; forecasts $925M for 2024.
- Newtek Bank: Q4 NIM 4.43% (up from 3.49% QoQ); ROTCE 66.3%; deposits $463.5M (+227% YoY).
- Company forecasts FY 2024 EPS $1.80-$2.00; to update with Q1 2024 release.
- Capital ratios: CET1 16.2%, total capital 19.1%, leverage 13.6% at year-end.

## SEC filing metadata
- accession: 0001587987-24-000055
- form_type: 8-K/A
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2024-04-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/0001587987-24-000055-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/newt-20240305.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001587987-24-000055
- JSON: https://secwatch.observer/filing/0001587987-24-000055.json
- Plain text: https://secwatch.observer/filing/0001587987-24-000055.txt

## Key facts
- Earnings Releases
  NewtekOne, Inc. reported the three months ended December 31, 2023 results: net income $10.8 million, EPS $0.43 per basic and diluted common share.
  - Period: the three months ended December 31, 2023
  - Net income: $10.8 million
  - EPS: $0.43 per basic and diluted common share
  - Result: reported results
  source text: Net income was $10.8 million, or $0.43 per basic and diluted common share, for the three months ended December 31, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/0001587987-24-000055-index.htm
- Earnings Releases
  NewtekOne, Inc. reported the twelve months ended December 31, 2023 results: EPS $1.89 per basic share and $1.88 per diluted share.
  - Period: the twelve months ended December 31, 2023
  - EPS: $1.89 per basic share and $1.88 per diluted share
  - Result: reported results
  source text: Full Year 2023 Basic Earnings per Share of $1.89 and Diluted Earnings per Share of $1.88
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000158798724000055/0001587987-24-000055-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.