{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-24-000229","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2024-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.888864+00:00","generated_at":"2026-05-30T04:33:40.795508+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NewtekOne Q3 EPS $0.45, beats midpoint of $0.43 forecast; deposits, loans, payments growth","bullets":["Net income $11.9M, EPS $0.45 per basic/diluted share, up 4.7% from $0.43 in Q3 2023.","Net interest income $11.0M (+35.8% YoY); Net interest margin 3.08% (+18.5% YoY).","Total deposits $745.7M (+43.7% from Dec 2023); loans held for investment $913.0M (+13.3%).","Payments segment pretax income $5.3M (+32.5% YoY); SBA 7(a) closings $245.3M (+12.5% YoY).","Maintains 2024 EPS forecast $1.85-$2.05; issues 2025 EPS forecast $2.00-$2.25."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-24-000229","json":"https://secwatch.observer/filing/0001587987-24-000229.json","markdown":"https://secwatch.observer/filing/0001587987-24-000229.md","text":"https://secwatch.observer/filing/0001587987-24-000229.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000229/0001587987-24-000229-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798724000229/newt-20241106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T04:33:40.795508+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}