{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-25-000010","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2025-01-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.090639+00:00","generated_at":"2026-05-28T10:42:41.156611+00:00","sec_items":["2.02","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Newtek Bank deposits exceed $1.0B, up 97% YoY and $884M since Jan 2023","bullets":["Total deposits $1.03B at Dec 31, 2024, up 97% YoY; increased $884M since acquisition in Jan 2023.","Core business deposits $216M, up 96% YoY; 950 new business checking accounts added in Q4 2024.","Deposit base grew to ~15,000 accounts from 1,400 at acquisition; 78% of deposits are insured.","CEO highlights bank's low efficiency ratio below 40% in Q3 2024 and digital account opening.","Bank transformed from single-branch wholesale-funded to fully digital, tech-enabled franchise."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-25-000010","json":"https://secwatch.observer/filing/0001587987-25-000010.json","markdown":"https://secwatch.observer/filing/0001587987-25-000010.md","text":"https://secwatch.observer/filing/0001587987-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000010/0001587987-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000010/newt-20250106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T10:42:41.156611+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}