{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-25-000045","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2025-02-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.090833+00:00","generated_at":"2026-05-26T03:37:40.100912+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NewtekOne FY2024 EPS $1.96, raises FY2025 EPS forecast to $2.10-$2.50","bullets":["FY2024 net income $50.9M, basic EPS $1.97, diluted $1.96; Q4 net income $18.3M, EPS $0.69 diluted.","Raises FY2025 EPS forecast to $2.10-$2.50 per share from prior $2.00-$2.25.","Net interest income $40.3M in FY2024, up 51.5% YoY; total assets $2.1B, up 50%.","Newtek Bank deposits $1.04B at year-end, up 100% YoY; SBA 7(a) closings $954.3M, beat forecast.","Q4 ROTCE 31.8%, ROAA 4.1%; efficiency ratio improved to 55.9%."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-25-000045","json":"https://secwatch.observer/filing/0001587987-25-000045.json","markdown":"https://secwatch.observer/filing/0001587987-25-000045.md","text":"https://secwatch.observer/filing/0001587987-25-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000045/0001587987-25-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000045/newt-20250226.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T03:37:40.100912+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}