{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-25-000077","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2025-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.908616+00:00","generated_at":"2026-05-22T11:50:56.356831+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NewtekOne Q1 EPS $0.35 beats guidance $0.28-$0.32; PPNR up 47% Y/Y","bullets":["Diluted EPS $0.35 vs $0.38 in Q1 2024; net income before taxes $11.6M, down 11.1% Y/Y.","Pre-provision net revenue (PPNR) $25.2M, +47% Y/Y; efficiency ratio improved to 62.1% from 70.6%.","Tangible book value per share $10.17, up 23% Y/Y and 8.3% Q/Q; book value $10.73, +13.2% Y/Y.","CEO cites strong balance sheet growth and above-average profitability despite heavier loan loss provision."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-25-000077","json":"https://secwatch.observer/filing/0001587987-25-000077.json","markdown":"https://secwatch.observer/filing/0001587987-25-000077.md","text":"https://secwatch.observer/filing/0001587987-25-000077.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000077/0001587987-25-000077-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000077/newt-20250506.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T11:50:56.356831+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}