{"schema_version":"secwatch.filing_event.v1","accession":"0001587987-25-000127","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.439966+00:00","generated_at":"2026-05-18T00:16:27.781569+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NewtekOne Q2 2025 EPS $0.53/$0.52, revenue $70.2M, up 15% YoY","bullets":["Basic EPS $0.53, diluted $0.52 (+23% and +21% YoY); net income before taxes $18.8M (+27%).","Total revenue $70.2M (+15% YoY); book value per share $11.11 (+12.9% YoY).","SBA 7(a) originations $205.6M (down 9% from $226.5M in Q2'24); ALP originations $78.3M.","Closed $184M ALP securitization backed by $216M loans in April 2025.","ROAE 17.4%, ROAA 2.50%; 2025 guidance implies ROAA 2.2%-2.7%, ROAE 17.2%-20.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0001587987-25-000127","json":"https://secwatch.observer/filing/0001587987-25-000127.json","markdown":"https://secwatch.observer/filing/0001587987-25-000127.md","text":"https://secwatch.observer/filing/0001587987-25-000127.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000127/0001587987-25-000127-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000158798725000127/newt-20250728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:16:27.781569+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}