---
schema_version: "secwatch.filing_event.v1"
accession: "0001593275-23-000010"
form_type: "8-K"
ticker: "HG"
cik: "0001593275"
company_name: "Hamilton Insurance Group, Ltd."
filed_at: "2023-12-05T23:59:59+00:00"
generated_at: "2026-06-07T18:01:55.012058+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Hamilton Insurance posts Q3 net income $43.6M, combined ratio 92.6%; first results as public company

## Summary
- Net income $43.6M ($0.41 diluted EPS) vs loss of $136.1M in Q3 2022.
- Combined ratio improved to 92.6% from 122.5% YoY; underwriting income $24.9M.
- Gross premiums written $474.1M, up 18.3% YoY; International +14.1%, Bermuda +26.9%.
- IPO closed Nov 14, 2023; book value per share $17.35, up 7.5% from Dec 2022.
- Net investment income $46.3M; Two Sigma Hamilton Fund returned $51.3M (3.1%).

## SEC filing metadata
- accession: 0001593275-23-000010
- form_type: 8-K
- ticker: HG
- cik: 0001593275
- company_name: Hamilton Insurance Group, Ltd.
- filed_at: 2023-12-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1593275/000159327523000010/0001593275-23-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1593275/000159327523000010/hig-20231205.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001593275-23-000010
- JSON: https://secwatch.observer/filing/0001593275-23-000010.json
- Plain text: https://secwatch.observer/filing/0001593275-23-000010.txt

## Key facts
- Earnings Releases
  Hamilton Insurance Group, Ltd. reported third quarter ended September 30, 2023 results: net income $44 million.
  - Period: third quarter ended September 30, 2023
  - Net income: $44 million
  - Result: reported results
  source text: On December 5, 2023, Hamilton Insurance Group, Ltd. (the “Company”) issued a press release announcing its financial results for the quarter ended September 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1593275/000159327523000010/0001593275-23-000010-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.