---
schema_version: "secwatch.filing_event.v1"
accession: "0001593275-24-000021"
form_type: "8-K"
ticker: "HG"
cik: "0001593275"
company_name: "Hamilton Insurance Group, Ltd."
filed_at: "2024-03-06T23:59:59+00:00"
generated_at: "2026-06-05T02:41:11.297135+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hamilton Insurance Q4 net income $126.9M, ROE 26.4%; full year swings to profit of $258.7M

## Summary
- Q4 net income $126.9M vs loss of $59.0M in Q4 2022; annualized ROE 26.4%.
- Full year net income $258.7M vs loss of $98.0M; combined ratio improved to 90.1% from 102.8%.
- Gross premiums written grew 27% in Q4 to $433.8M; full year $1.95B, up 18.5%.
- Bermuda segment combined ratio 79.6% in Q4; International 99.1%.
- Book value per share $18.58, up 15.1% YoY; $35.1M tax benefit from Bermuda corporate income tax enactment.

## SEC filing metadata
- accession: 0001593275-24-000021
- form_type: 8-K
- ticker: HG
- cik: 0001593275
- company_name: Hamilton Insurance Group, Ltd.
- filed_at: 2024-03-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1593275/000159327524000021/0001593275-24-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1593275/000159327524000021/hg-20240306.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001593275-24-000021
- JSON: https://secwatch.observer/filing/0001593275-24-000021.json
- Plain text: https://secwatch.observer/filing/0001593275-24-000021.txt

## Key facts
- Earnings Releases
  Hamilton Insurance Group, Ltd. reported financial results for the quarter ended December 31, 2023.
  - Period: the quarter ended December 31, 2023
  - Result: reported results
  source text: On March 6, 2024, Hamilton Insurance Group, Ltd. (the “Company”) issued a press release announcing its financial results for the quarter ended December 31, 2023 and the availability of its corresponding supplementary financial information.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1593275/000159327524000021/0001593275-24-000021-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.