---
schema_version: "secwatch.filing_event.v1"
accession: "0001593275-24-000108"
form_type: "8-K"
ticker: "HG"
cik: "0001593275"
company_name: "Hamilton Insurance Group, Ltd."
filed_at: "2024-11-06T23:59:59+00:00"
generated_at: "2026-05-30T04:33:50.964995+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hamilton Insurance Q3 net income $78.3M; YTD ROE 22.4%; combined ratio 93.6%

## Summary
- Net income $78.3M ($0.74 diluted EPS); YTD net income $366.5M ($3.33 diluted EPS).
- Gross premiums written $553.4M (+16.7% YoY); net premiums earned $448.8M (+33.2% YoY).
- Combined ratio 93.6% (Q3); 89.9% YTD; underwriting income $29.1M (Q3), $126.9M YTD.
- Book value per share $22.82, up 22.8% from Dec 2023; total shareholders' equity $2.3B.
- Estimates Hurricane Milton losses $30M-$70M net; Q3 cat losses $38.3M from Helene, Calgary, Debby.

## SEC filing metadata
- accession: 0001593275-24-000108
- form_type: 8-K
- ticker: HG
- cik: 0001593275
- company_name: Hamilton Insurance Group, Ltd.
- filed_at: 2024-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1593275/000159327524000108/0001593275-24-000108-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1593275/000159327524000108/hg-20241106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001593275-24-000108
- JSON: https://secwatch.observer/filing/0001593275-24-000108.json
- Plain text: https://secwatch.observer/filing/0001593275-24-000108.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.