{"schema_version":"secwatch.filing_event.v1","accession":"0001593275-25-000142","form_type":"8-K","ticker":"HG","cik":"0001593275","company_name":"Hamilton Insurance Group, Ltd.","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.933434+00:00","generated_at":"2026-05-22T08:08:08.474641+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Hamilton Q1 net income $80.9M ($0.77/sh), annualized ROAE 13.7%, $142.8M CA wildfire losses","bullets":["Net income $80.9M ($0.77 diluted EPS); operating income $49.4M ($0.47).","Gross premiums written $843.3M (+16.8% YoY); net premiums earned $498.9M (+29.5% YoY).","Combined ratio 111.6% (vs 91.5% Q1 2024); underwriting loss $58.3M from $150.5M catastrophe losses including California wildfires.","Book value per share $23.59 (+2.8% from Dec 2024); total shareholders' equity $2.4B.","Share repurchases $10.3M in Q1; investment income $167.3M (Two Sigma Hamilton Fund $103.6M)."],"urls":{"canonical":"https://secwatch.observer/filing/0001593275-25-000142","json":"https://secwatch.observer/filing/0001593275-25-000142.json","markdown":"https://secwatch.observer/filing/0001593275-25-000142.md","text":"https://secwatch.observer/filing/0001593275-25-000142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1593275/000159327525000142/0001593275-25-000142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1593275/000159327525000142/hg-20250507.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T08:08:08.474641+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}