---
schema_version: "secwatch.filing_event.v1"
accession: "0001593275-25-000142"
form_type: "8-K"
ticker: "HG"
cik: "0001593275"
company_name: "Hamilton Insurance Group, Ltd."
filed_at: "2025-05-07T23:59:59+00:00"
generated_at: "2026-05-22T08:08:08.474641+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Hamilton Q1 net income $80.9M ($0.77/sh), annualized ROAE 13.7%, $142.8M CA wildfire losses

## Summary
- Net income $80.9M ($0.77 diluted EPS); operating income $49.4M ($0.47).
- Gross premiums written $843.3M (+16.8% YoY); net premiums earned $498.9M (+29.5% YoY).
- Combined ratio 111.6% (vs 91.5% Q1 2024); underwriting loss $58.3M from $150.5M catastrophe losses including California wildfires.
- Book value per share $23.59 (+2.8% from Dec 2024); total shareholders' equity $2.4B.
- Share repurchases $10.3M in Q1; investment income $167.3M (Two Sigma Hamilton Fund $103.6M).

## SEC filing metadata
- accession: 0001593275-25-000142
- form_type: 8-K
- ticker: HG
- cik: 0001593275
- company_name: Hamilton Insurance Group, Ltd.
- filed_at: 2025-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1593275/000159327525000142/0001593275-25-000142-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1593275/000159327525000142/hg-20250507.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001593275-25-000142
- JSON: https://secwatch.observer/filing/0001593275-25-000142.json
- Plain text: https://secwatch.observer/filing/0001593275-25-000142.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.