{"schema_version":"secwatch.filing_event.v1","accession":"0001593275-25-000206","form_type":"8-K","ticker":"HG","cik":"0001593275","company_name":"Hamilton Insurance Group, Ltd.","filed_at":"2025-06-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.933994+00:00","generated_at":"2026-05-19T15:41:28.622102+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"Hamilton Insurance refinances $450M revolver and $150M term loan, maturities extended to 2029/2028","bullets":["Entered $450M Sixth Amended & Restated Credit Agreement with Wells Fargo, Truist, Commerzbank, others; matures June 9, 2029.","Entered $150M Amended & Restated Term Loan Facility maturing June 9, 2028 to refinance existing term loan.","Interest on revolver and term loan at SOFR + 1.375%-1.750% or base rate + 0.375%-0.750%, based on issuer rating.","No borrowings outstanding on prior revolver as of June 10, 2025; facilities for working capital, letters of credit, and general corporate purposes.","Financial covenants include minimum tangible net worth test and maximum indebtedness-to-capitalization ratio."],"urls":{"canonical":"https://secwatch.observer/filing/0001593275-25-000206","json":"https://secwatch.observer/filing/0001593275-25-000206.json","markdown":"https://secwatch.observer/filing/0001593275-25-000206.md","text":"https://secwatch.observer/filing/0001593275-25-000206.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/0001593275-25-000206-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/hg-20250610.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-19T15:41:28.622102+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"aef5800eb507e746a0bf993e951058d2e6f1cc43","claim":"Hamilton Insurance Group, Ltd. incurred credit facility of $450,000,000 with Wells Fargo Bank, N.A., as administrative agent at adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750% maturing June 9, 2029.","evidence_excerpt":"On June 10, 2025, Hamilton Insurance Group, Ltd. (the “Company”) and Hamilton Re, Ltd. entered into a $450,000,000 Sixth Amended and Restated Credit Agreement (the “Credit Agreement”) with Wells Fargo Bank, N.A., as administrative agent","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/0001593275-25-000206-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"$450,000,000"},{"label":"Counterparty","value":"Wells Fargo Bank, N.A., as administrative agent"},{"label":"Rate","value":"adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750%"},{"label":"Maturity","value":"June 9, 2029"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"c601f8075bd6b2301676d120d373139ce13b06bd","claim":"Hamilton Insurance Group, Ltd. incurred term loan of $150,000,000 with Wells Fargo Bank, N.A., as administrative agent and lender at adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750% maturing June 9, 2028.","evidence_excerpt":"on June 10, 2025, the Company entered into a $150,000,000 Amended and Restated Term Loan Credit Agreement (the “Term Loan Facility”) with Wells Fargo Bank, N.A., as administrative agent and lender","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/0001593275-25-000206-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$150,000,000"},{"label":"Counterparty","value":"Wells Fargo Bank, N.A., as administrative agent and lender"},{"label":"Rate","value":"adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750%"},{"label":"Maturity","value":"June 9, 2028"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}