---
schema_version: "secwatch.filing_event.v1"
accession: "0001593275-25-000206"
form_type: "8-K"
ticker: "HG"
cik: "0001593275"
company_name: "Hamilton Insurance Group, Ltd."
filed_at: "2025-06-10T23:59:59+00:00"
generated_at: "2026-05-19T15:41:28.622102+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# Hamilton Insurance refinances $450M revolver and $150M term loan, maturities extended to 2029/2028

## Summary
- Entered $450M Sixth Amended & Restated Credit Agreement with Wells Fargo, Truist, Commerzbank, others; matures June 9, 2029.
- Entered $150M Amended & Restated Term Loan Facility maturing June 9, 2028 to refinance existing term loan.
- Interest on revolver and term loan at SOFR + 1.375%-1.750% or base rate + 0.375%-0.750%, based on issuer rating.
- No borrowings outstanding on prior revolver as of June 10, 2025; facilities for working capital, letters of credit, and general corporate purposes.
- Financial covenants include minimum tangible net worth test and maximum indebtedness-to-capitalization ratio.

## SEC filing metadata
- accession: 0001593275-25-000206
- form_type: 8-K
- ticker: HG
- cik: 0001593275
- company_name: Hamilton Insurance Group, Ltd.
- filed_at: 2025-06-10T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/0001593275-25-000206-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/hg-20250610.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001593275-25-000206
- JSON: https://secwatch.observer/filing/0001593275-25-000206.json
- Plain text: https://secwatch.observer/filing/0001593275-25-000206.txt

## Key facts
- Debt Financings
  Hamilton Insurance Group, Ltd. incurred credit facility of $450,000,000 with Wells Fargo Bank, N.A., as administrative agent at adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750% maturing June 9, 2029.
  - Instrument: credit facility
  - Principal: $450,000,000
  - Counterparty: Wells Fargo Bank, N.A., as administrative agent
  - Rate: adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750%
  - Maturity: June 9, 2029
  - Event: incurrence
  source text: On June 10, 2025, Hamilton Insurance Group, Ltd. (the “Company”) and Hamilton Re, Ltd. entered into a $450,000,000 Sixth Amended and Restated Credit Agreement (the “Credit Agreement”) with Wells Fargo Bank, N.A., as administrative agent
  evidence_url: https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/0001593275-25-000206-index.htm
- Debt Financings
  Hamilton Insurance Group, Ltd. incurred term loan of $150,000,000 with Wells Fargo Bank, N.A., as administrative agent and lender at adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750% maturing June 9, 2028.
  - Instrument: term loan
  - Principal: $150,000,000
  - Counterparty: Wells Fargo Bank, N.A., as administrative agent and lender
  - Rate: adjusted term SOFR plus an applicable margin ranging from 1.375% to 1.750%
  - Maturity: June 9, 2028
  - Event: incurrence
  source text: on June 10, 2025, the Company entered into a $150,000,000 Amended and Restated Term Loan Credit Agreement (the “Term Loan Facility”) with Wells Fargo Bank, N.A., as administrative agent and lender
  evidence_url: https://www.sec.gov/Archives/edgar/data/1593275/000159327525000206/0001593275-25-000206-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
