{"schema_version":"secwatch.filing_event.v1","accession":"0001598665-24-000006","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2024-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.708193+00:00","generated_at":"2026-05-31T12:16:50.820350+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Heritage Q2 net income surges 143% to $18.9M; combined ratio improves to 92.5%","bullets":["Net income $18.9M ($0.61 diluted EPS) vs $7.8M ($0.30) in Q2 2023, up 142.6%.","Gross premiums earned $350.1M (+6.1% YoY); net premiums earned $190.3M (+7.6%).","Net combined ratio improved to 92.5% from 95.1%; net loss ratio down 4.6 pts to 55.7%.","Book value per share $8.32, up 32.7% YoY; premiums-in-force $1.4B, up 6.1%.","CEO plans to resume new business in Florida and Northeast; dividend suspension continues."],"urls":{"canonical":"https://secwatch.observer/filing/0001598665-24-000006","json":"https://secwatch.observer/filing/0001598665-24-000006.json","markdown":"https://secwatch.observer/filing/0001598665-24-000006.md","text":"https://secwatch.observer/filing/0001598665-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000159866524000006/0001598665-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000159866524000006/hrtg-20240806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T12:16:50.820350+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}