Synchrony reports Apr 2025 30+ delinquency rate 4.3%, net charge-off rate 6.3%

Synchrony Financial

Period-end loan receivables $99.5B, down from $101.6B year-over-year.
30+ delinquency rate improved to 4.3% from 4.6% in Apr 2024.
Net charge-off rate 6.3% (annualized), down from 6.7% in Apr 2024.
Adjusted net charge-off rate (non-GAAP) also 6.3% for Apr 2025.
Average loan receivables in Apr 2025 were $99.1B.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.