Synchrony Financial May 2025 credit stats: net charge-off rate improves to 5.1% from 6.5% YoY

Synchrony Financial

Period-end loan receivables $99.9B vs $102.4B a year earlier, down $2.5B.
30+ day delinquency rate fell to 4.2% from 4.5% YoY, a 30 bps improvement.
Net charge-off rate (annualized) dropped 140 bps to 5.1% from 6.5% in May 2024.
Adjusted net charge-off rate also improved to 5.2% from 6.4% YoY.
Charge-off cycle dates varied; consumer credit card loans were ~92% of total receivables.

item 7.01item 9.01

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.