secwatch.observer — SEC 8-K summary
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Issuer:     Synchrony Financial (SYF)
CIK:        0001601712
Form:       8-K
Filed at:   2025-09-10T23:59:59+00:00
Accession:  0001601712-25-000251
Event type: other_material
Sentiment:  positive
Materiality: 0.35
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Synchrony Aug 2025 credit: 30+ delinquencies 4.3%, net charge-off 5.1% YoY improvement
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- Period-end loan receivables $100.2B, down from $102.5B in Aug 2024.
- 30+ delinquency rate 4.3% as of Aug 31, 2025, vs 4.6% a year earlier.
- Net charge-off rate (annualized) 5.1% for Aug 2025, down from 5.6% in Aug 2024.
- Adjusted net charge-off rate 5.3% vs 5.7% prior year, reflecting improved credit.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1601712/000160171225000251/0001601712-25-000251-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1601712/000160171225000251/syf-20250910.htm
  HTML page:      https://secwatch.observer/filing/0001601712-25-000251

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