secwatch.observer — SEC 8-K summary
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Issuer:     Synchrony Financial (SYF)
CIK:        0001601712
Form:       8-K
Filed at:   2026-03-10T23:59:59+00:00
Accession:  0001601712-26-000010
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Synchrony Feb 2026 charge-off rate 5.8%, down from 6.8% YoY; delinquency steady at 4.7%
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- Net charge-off rate for Feb 2026 was 5.8% (annualized), vs 6.8% in Feb 2025 but up from 4.7% in Jan 2026.
- 30+ delinquency rate of 4.7% as of Feb 28, 2026, unchanged from a year ago; increased from 4.6% as of Jan 31, 2026.
- Period-end loan receivables $99.9B, vs $100.1B in Feb 2025; average loan receivables $100.7B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1601712/000160171226000010/0001601712-26-000010-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1601712/000160171226000010/syf-20260310.htm
  HTML page:      https://secwatch.observer/filing/0001601712-26-000010

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