secwatch.observer — SEC 8-K summary
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Issuer:     Synchrony Financial (SYF)
CIK:        0001601712
Form:       8-K
Filed at:   2026-04-21T23:59:59+00:00
Accession:  0001601712-26-000014
Event type: other_material
Sentiment:  neutral
Materiality: 0.55
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Synchrony March credit stats: net charge-off 5.8%, 30+ delinquency 4.5%
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- Period-end loan receivables $100.1B as of March 31, 2026, up from $99.6B a year ago.
- Adjusted net charge-off rate of 5.8% improved YoY from 6.2% in March 2025.
- 30+ day delinquency rate unchanged at 4.5% versus March 2025; down from 4.7% in February 2026.
- Average loan receivables for March were $99.3B, slightly below the $99.6B level in March 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1601712/000160171226000014/0001601712-26-000014-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1601712/000160171226000014/syf-20260421.htm
  HTML page:      https://secwatch.observer/filing/0001601712-26-000014

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