other material
confidence high
sentiment positive
materiality 0.55
Synchrony Financial April 2026 credit metrics: net charge-off rate falls to 5.5% from 6.3% YoY
Synchrony Financial
- Period-end loan receivables of $100.9B, up from $99.5B in April 2025.
- 30+ day delinquency rate 4.3%, flat compared to 4.3% a year earlier.
- Net charge-off rate (annualized) 5.5%, down from 6.3% in April 2025.
- Adjusted net charge-off rate 5.6%, also down from 6.3% YoY.